Save, spend and give

Ages 6 to 8 Read together, then try alone · about 20 minutes

Read together

Money can be saved, spent and shared. Wise people think before they spend.

Some families use three jars: one to save, one to spend, one to give.

The Bible says it is a blessing to give (a paraphrase of Acts 20:35).

Do it

1. Label three jars: Save, Spend, Give. Decide how to divide any money you receive, for example half, a third, a tenth.
2. Choose a goal to save for and write its price. How many weeks will it take?
3. Decide with your family where to give: a charity, a church collection, a neighbour in need.
4. Check your jars each week and talk about what you chose.

Talk about it

• What are you saving for?
• Why does giving feel good?

For the grown-up

Children learn money habits early. Let them make small decisions and small mistakes. Talk about needs and wants, and about the joy of giving. Some families give a tenth to church or charity, while others decide their own share.

Mark as done

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Where this comes from

• Acts 20:35
• U.S. Consumer Financial Protection Bureau, Money as You Grow: resources on money habits for children

Written with AI assistance and checked against the sources listed. Please read it before sharing it with a child.